Compassionate Grounds

You could be eligible to access your super early if you require funds to pay current and future expenses for medical treatment or transport for yourself or a dependant if:

• The treatment is not readily available to you or your dependant through the public health system and
• The medical treatment is required to:
  • Treat a life threatening illness or injury
  • Alleviate acute or chronic pain
  • Alleviate an acute or chronic mental disturbance.

Funds cannot be released for medical transport unless the necessity of the medical treatment is certified by two medical practitioners in the manner set out above.

You could be eligible to access your super early if you require funds to make loan payments to prevent the following:

• Foreclosure of a mortgage on your principal place of residence or
• Exercise by the mortgagee of an express, or statutory, power of sale over your principal residence.

Please note that you can only apply once within a 12 month period (beginning on the date of the first payment released on this ground) and the amount cannot exceed the sum of three months’ repayments and/or 12 months’ interest on the outstanding balance of the loan.

You could be eligible to access your super early if you:

• Need funds to pay for expenses associated with palliative care for yourself or a dependent in the case of impending death or
• To pay for expenses associated with a dependant’s death, funeral or burial.

You could be eligible to access your super early to:

• Pay for modifications to your principal place of residence or vehicle, to accommodate your special needs or the special needs of your dependent as a result of a severe disability.